First Area Credit Union

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HomeBanking

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Loans

  • New & Used Autos
  • Home Improvements
  • Personal                                             We Rate Match!
  • Back to School
  • Recreational Vehicle
  • Secured
  • Payday Alternative

Call one of our friendly loan officers today at 781-1430 or apply right online.

 

Mortgages & Home Equity Loans

First Area Credit Union offers fixed-rate mortgages with terms of 10, 15, 20 and 30 years.  We also offer Home Equity Loans and additional options. Contact one of our mortgage specialists today by calling us at 989-781-1430 for more information or to set up an appointment.  We're here to help you build a plan based on your individual needs.

View current rates and apply for a mortgage through us here.  Our mortgages are serviced through Neighborhood Mortgage Solutions, a trusted Credit Union Service Organization (CUSO) based in Frankenmuth, MI.

 

 

 

 

This Credit Union is federally insured by the National Credit Union Administration. Credit Union membership is required or must be established. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services as a partner of our Credit Union. (NMLS #191693)

 

 

 

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Up to 60 Months

Payment Example:
Based on 25,000
7.00% APR = 495.02

61-72 Months

Payment Example:
Based on 25,000
7.50% APR = 432.25

73-84 Months

Payment Example:
Based on 25,000
8.00% APR = 389.64

Up to 60 Months

Payment Example:
Based on 15,000
7.00% APR = 297.01

61-72 Months

Payment Example:
Based on 15,000
7.50% APR = 259.35

Up to 60 Months

Payment Example:
Based on 30,000
8.50% APR = 615.49

Up to 60 Months

Payment Example:
Based on 25,000
7.50% APR = 500.94

61-84 Months

Payment Example:
Based on 25,000
8.00% APR = 389.64

85-180 Months

Payment Example:
Based on 45,000
8.50% APR = 443.12

Up to 60 Months

Payment Example:
Based on 15,000
7.50% APR = 300.56

61-72 Months

Payment Example:
Based on 15,000
8.00% APR = 262.99

73-84 Months

Payment Example:
Based on 25,000
8.50% APR = 395.90

Up to 36 Months

Payment Example:
Based on 5,000
9.00% APR = 158.99

48 Months

Payment Example:
Based on 5,000
9.50% APR = 125.61

60 Months

Payment Example:
Based on 5,000
10.00% APR = 106.23

Share Secured

Payment Example:
Based on 10,000
3.00% APR = 179.68

Certificate of Deposit/Money Market