First Area Credit Union

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Credit Cards

VISA Platinum Credit Card

If you like low interest rates and huge benefits, you'll love First Area's Visa Platinum Credit Card. This card offers great rewards with a low APR, no annual fee or balance transfer fee and ScoreCard bonus points options!

VISA PLATINUM CREDIT CARD INCLUDES:

  • Rates starting as low as 9.9% APR*
  • ScoreCard Reward Points Option - Earned with each purchase and redeemable for travel & gifts
  • Free Card Personalization - Add your favorite photo to your VISA
  • Online Account Access at ezcardinfo.com and Bill Payment Option
  • No Annual Fee or Balance Transfer Fee

VISA New Beginnings Credit Card

Starting out, starting over or simply looking for the convenience of a Visa Credit Card? At First Area, we understand that things happen in life and sometimes people may need help to get their credit history back on track. First Area's New Beginning Visa Credit Card was designed to help repair credit scores with affordable limits and flexible payment options. And the best part of this card is that there are No Hidden Fees.

VISA NEW BEGINNINGS CREDIT CARD INCLUDES:

  • Rates starting as low as 16.9% APR* and low $25 annual fee
  • ScoreCard Reward Points available
  • Free Card Personalization - Add your favorite photo to your VISA
  • Online Account Access at ezcardinfo.com and Bill Payment Option
  • FREE balance Transfer & Cash Advance transactions

*Rate listed represents our best rate and is based on credit history. Other rates and terms available. See First Area CU for details.

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Up to 60 Months

Payment Example:
Based on 25,000
2.75% APR = 446.43

61-72 Months

Payment Example:
Based on 25,000
3.25% APR = 382.64

73-84 Months

Payment Example:
Based on 25,000
3.75% APR = 338.85

Up to 60 Months

Payment Example:
Based on 15,000
3.25% APR = 271.19

61-72 Months

Payment Example:
Based on 15,000
3.75% APR = 232.97

Up to 60 Months

Payment Example:
Based on 30,000
5.00% APR = 566.12

Up to 60 Months

Payment Example:
Based on 25,000
3.25% APR = 451.99

61-84 Months

Payment Example:
Based on 25,000
3.75% APR = 338.85

85-180 Months

Payment Example:
Based on 45,000
5.00% APR =355.83

Up to 60 Months

Payment Example:
Based on 15,000
4.00% APR = 276.24

61-72 Months

Payment Example:
Based on 15,000
4.25% APR = 236.38

73-84 Months

Payment Example:
Based on 25,000
4.50% APR = 347.50

Up to 36 Months

Payment Example:
Based on 5,000
6.50% APR = 153.24

48 Months

Payment Example:
Based on 5,000
7.00% APR = 119.73

60 Months

Payment Example:
Based on 5,000
7.50% APR = 100.18

Share Secured

Payment Example:
Based on 10,000
2.75% APR = 178.57

Certificate of Deposit/Money Market