First Area Credit Union

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Checking Accounts

Free Checking

  • No minimum balance required
  • No monthly fees
  • Overdraft from savings
  • Overdraft line of credit (upon credit limit approval - no transfer fee)
  • CU Check Card
  • First box of checks are free for new checking accounts

Accidental Death & Dismemberment Insurance for FREE!

Accidental Death and Dismemberment Insurance Protects you and your family in the event of a loss of life or dismemberment due to an accident. Coverage amounts start at $1,000.00 of “No Cost” to you, the member. First Area Credit Union provides this as way of thanking you for your continued membership. An additional $10,000 coverage can be purchased at the low cost of $1.00 per $10,000 of coverage for an individual or $1.50 per $10,000 of coverage to cover you and your family. You can purchase up to $250,000.There are no medical questions and the premium is conveniently deducted quarterly from your savings or checking account.

If you have any questions, please contact TruStage the Plan Administrator, toll-free at 1-855-803-2267 Monday thru Friday 9:00am and 5:00 pm.

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Up to 60 Months

Payment Example:
Based on 25,000
2.75% APR = 446.43

61-72 Months

Payment Example:
Based on 25,000
3.25% APR = 382.64

73-84 Months

Payment Example:
Based on 25,000
3.75% APR = 338.85

Up to 60 Months

Payment Example:
Based on 15,000
3.25% APR = 271.19

61-72 Months

Payment Example:
Based on 15,000
3.75% APR = 232.97

Up to 60 Months

Payment Example:
Based on 30,000
5.00% APR = 566.12

Up to 60 Months

Payment Example:
Based on 25,000
3.25% APR = 451.99

61-84 Months

Payment Example:
Based on 25,000
3.75% APR = 338.85

85-180 Months

Payment Example:
Based on 45,000
5.00% APR =355.83

Up to 60 Months

Payment Example:
Based on 15,000
4.00% APR = 276.24

61-72 Months

Payment Example:
Based on 15,000
4.25% APR = 236.38

73-84 Months

Payment Example:
Based on 25,000
4.50% APR = 347.50

Up to 36 Months

Payment Example:
Based on 5,000
6.50% APR = 153.24

48 Months

Payment Example:
Based on 5,000
7.00% APR = 119.73

60 Months

Payment Example:
Based on 5,000
7.50% APR = 100.18

Share Secured

Payment Example:
Based on 10,000
2.75% APR = 178.57

Certificate of Deposit/Money Market