First Area Credit Union

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Loan Application

* Required Fields

    • Important Information About Procedures For Opening A New Account

      To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

      What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.




    • This application initiates the loan process. Final signature(s) will be required to advance funds, including signatures for joint applicants. We will contact you the next business day.
    • PLEASE TELL US ABOUT YOURSELF (PRIMARY BORROWER)





    • ( ) - ext
    • ( ) - ext

    • / /

    • PLEASE TELL US ABOUT YOUR JOB (PRIMARY BORROWER)


    • ( ) - ext


    • Note: alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation


    • PLEASE TELL US ABOUT YOURSELF (CO-BORROWER)





    • ( ) - ext
    • ( ) - ext

    • / /

    • PLEASE TELL US ABOUT YOUR JOB (CO-BORROWER)


    • ( ) - ext


    • Note: alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation


    • IF APPLYING FOR A PERSONAL UNSECURED LOAN SUCH AS VACATION OR OTHER PLEASE SELECT A FORM OF COLLATERAL
    • MONTHLY PAYMENTS

    • Mortgage/Rent





    • Auto





    • Auto 2





    • Charge Card





    • Other











    • AGREEMENT
    • Disclaimer: I/we hereby certify that all statements made are true and complete, are submitted for the purpose of obtaining credit, and that the credit union may rely on them for such determination. We understand that federal law requires the verification of identification for all new accounts should i not have an existing account. I/we authorize you to obtain such information as you may require concerning the statements made in this application and proper identification, and agree that the application shall remain your property, and you are authorized to answer questions about your credit experience with me/us.

    • Security Code
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    Up to 60 Months

    Payment Example:
    Based on 25,000
    2.75% APR = 446.43

    61-72 Months

    Payment Example:
    Based on 25,000
    3.25% APR = 382.64

    73-84 Months

    Payment Example:
    Based on 25,000
    3.75% APR = 338.85

    Up to 60 Months

    Payment Example:
    Based on 15,000
    3.25% APR = 271.19

    61-72 Months

    Payment Example:
    Based on 15,000
    3.75% APR = 232.97

    Up to 60 Months

    Payment Example:
    Based on 30,000
    5.00% APR = 566.12

    Up to 60 Months

    Payment Example:
    Based on 25,000
    3.25% APR = 451.99

    61-84 Months

    Payment Example:
    Based on 25,000
    3.75% APR = 338.85

    85-180 Months

    Payment Example:
    Based on 45,000
    5.00% APR =355.83

    Up to 60 Months

    Payment Example:
    Based on 15,000
    4.00% APR = 276.24

    61-72 Months

    Payment Example:
    Based on 15,000
    4.25% APR = 236.38

    73-84 Months

    Payment Example:
    Based on 25,000
    4.50% APR = 347.50

    Up to 36 Months

    Payment Example:
    Based on 5,000
    6.50% APR = 153.24

    48 Months

    Payment Example:
    Based on 5,000
    7.00% APR = 119.73

    60 Months

    Payment Example:
    Based on 5,000
    7.50% APR = 100.18

    Share Secured

    Payment Example:
    Based on 10,000
    2.75% APR = 178.57

    Certificate of Deposit/Money Market