First Area Credit Union

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******NEWS ALERT********

Effective Tuesday, March 17th - April 13th First Area Credit Union lobbies will be closed. Drive thru services will still be available with extended hours until 6pm. Appointments can also be made for loans and opening of accounts. Please call 989-781-1430 for any questions that you may have. First Area offers Remote Deposit Capture, online loan applications with signing by email, and Homebanking in which transfers and account balances can be done. Thank you for your understanding in this matter as the safety and health of our membership, employees and families are our top priority.

Please click to view important message   https://youtu.be/owFiC-jpJAU

 

First Area Credit Union is here to help! If you have been laid off due to the COVID-19 and have loans with us we are granting loan extensions to help you during this difficult time. Please call us at 781-1430 or 642-2500.

 

Looking for our 4.9% for LIFE on Balance Transfers?

Get 4.9% APR* for LIFE on balance transfers. You can SAVE THOUSANDS of dollars on interest payments when you transfer higher rate credit card balances to your First Area Platinum Visa!

 

Transfer and Save Here!

     

 

 

 

  Click here for our lastest newsletter  

 

For lost or stolen debit cards please call 1-800-500-1044.

 

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Up to 60 Months

Payment Example:
Based on 25,000
3.00% APR = 449.21

61-72 Months

Payment Example:
Based on 25,000
3.50% APR = 385.45

73-84 Months

Payment Example:
Based on 25,000
4.00% APR = 341.71

Up to 60 Months

Payment Example:
Based on 15,000
3.50% APR = 272.87

61-72 Months

Payment Example:
Based on 15,000
4.00% APR = 234.67

Up to 60 Months

Payment Example:
Based on 30,000
5.50% APR = 573.02

Up to 60 Months

Payment Example:
Based on 25,000
3.50% APR = 454.78

61-84 Months

Payment Example:
Based on 25,000
4.00% APR = 341.71

85-180 Months

Payment Example:
Based on 45,000
5.50% APR =367.67

Up to 60 Months

Payment Example:
Based on 15,000
4.25% APR = 277.93

61-72 Months

Payment Example:
Based on 15,000
4.50% APR = 238.11

73-84 Months

Payment Example:
Based on 25,000
5.00% APR = 353.33

Up to 36 Months

Payment Example:
Based on 5,000
7.00% APR = 154.38

48 Months

Payment Example:
Based on 5,000
7.50% APR = 120.89

60 Months

Payment Example:
Based on 5,000
8.00% APR = 101.38

Share Secured

Payment Example:
Based on 10,000
2.75% APR = 178.57

Certificate of Deposit/Money Market