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Rates

LOAN RATES • CD'S • SPECIAL • MONEY MARKET • SAVINGS• IRA'S

THIS MAY BE THE TIME !! OUR RATES ARE LOWER THAN EVER !!!

LOAN RATES                                                                                                                                                   

DESCRIPTION *A.P.R.
New Cars, Street Cycles 2008 as low as  4.75%
Used Cars, Street Cycles  2007 - 2006

as low as  5.00%

Used Cars & Cycles 2005 - 2002

as low as  6.00%

Used Cars & Cycles 2001 - older

 as low as 7.25%

New Boats & RV's

  as low as 5.00% 

Used Boats & RV's 

 as low as 6.00%

Signature Loans

 as low as  8.50%
Snowmobiles, Jet Skis, 4 Wheelers and other collateral as low as  7.00%

Share Covered Loans

4.00%

Home Equity Loans (no closing costs - restrictions apply)

 5.50%

 

DEPOSIT RATES                                                                                                                                           

 Certificate of Deposit ($500.00 Minimum Deposit)  A.P.Y.**
 12 Month Term  3.14%
 24 Month Term  3.25%
 36 Month Term  3.35%
   
 Special - 12 Month  
   
 Money Markets  
 $10,000.00 - 59,999.00  2.02%
 $60,000.00 - 99,999.00  2.53%
 $100,000.00 & over  3.04%
   
 Savings  
 $25.00  & over    .75%
 

 

 IRA'S  
$25.00 - 4,999.00  2.52%

$5,000.00 - 24,999.00

  2.78%
$25,000.00 & over   3.03%

 
  • Rates effective as of July 1, 2008
  • Rate subject to change
  • May not be used to refinance existing loans at First Area Credit Union
  • * Annual Percentage Rate.
  • ** Annual Percentage Yield
    		•   

    Click Here To Calculate Your Payment!


    First Area Credit Union
    193 Campbell Ln.
    Saginaw, Michigan 48609
    (989) 781-1430 / 888-356-4930
    Fax: (989) 781-5202
    memberservice@firstareacu.com