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Zero-Percent Financing

What's the real story behind zero-percent financing?  The dealership will tell you it's a great deal.  Your friends and neighbors may be excited about it.  But as a credit union member, you have an even better choice!

When you combine First Area Credit Union's low rates with a rebate, you'll come out ahead.  Just compare the numbers side by side:

0% vs. $2,500 rebate

Dealer Offer          CU Offer

Sale Price                         $15,000                   $15,000

Rebate                                       $0                    $2,500

Amt. Financed                  $15,000                   $12,500

Interest Rate(36 mo.)                 $0                      4.75%

TOTAL PAYMENTS    $15,000                   $13,436

Sale Price                         $20,000                   $20,000

Rebate                                      0%                    $2,500

Amt. Financed                  $20,000                   $17,500

Interest Rate(36 mo.)                0%                      4.75%

TOTAL PAYMENTS     $20,000                   $18,811

First Area Credit Union also offers free pre-approval, convenient payment options and friendly, local service.  So don't be fooled.  Make the best choice.  Call or stop by the credit union today.