16630 Gratiot Rd                                                           193 Campbell Ln

                 Hemlock, MI  48626                                                       Saginaw, MI  48609

                     989-642-2500                                                                   989-781-1430

First Area Credit Union was chartered in 1961.  Membership is open to anyone who lives, works, worships or attends school in Saginaw County.  Also, any immediate family members of a First Area Credit Union member is eligible to join.  We now offer two great locations to help serve you better.  Both locations offer the same friendly, personable yet professional service that you would expect.

Mission Statement:  Providing Exceptional Member Service.